Pay only when neighbors send you customers.
Stop bidding on ads. Set a commission, list an offer, and let the locals who already love your business share it with their friends. You only pay when a real sale happens — and you keep the customer.
How it works
Set your offer.
Pick a discount for the buyer + a commission for the local who refers them. We do the math so it’s clear who pays what. Edit anytime.
Locals share it.
Anyone on Piggybak can grab a personal referral link for your offer and share it with their network. You don’t recruit them — your offer attracts them.
Get paid only on sales.
Stripe Connect splits each payment three ways at checkout — you get the customer + most of the payment, the local earns commission, Piggybak takes a small flat fee. No invoices, no monthly bill.
What you get.
Performance-only spend.
Unlike Google or Meta ads, you only pay when a real customer actually pays you. Failed referrals cost nothing — there’s no impression budget to burn through.
Built-in word-of-mouth.
Your customers become your sales channel. They share because they liked the work — not because they were hired to. That signal travels further than any ad.
Direct relationship.
Piggybak isn’t between you and the buyer. They pay you (via Stripe), they email you, they walk into your shop. You keep their data, their loyalty, and their next visit.
No setup or monthly fees.
A 5% platform fee on each transaction is our entire cut. No SaaS subscription, no ad budget, no minimum spend. If no one buys, you pay nothing.
The promises.
Word-of-mouth only works when both sides trust it. We run pattern detection, rate limits, and platform guardrails on every offer so your listing can’t be gamed and your customers can’t be spammed. See every safeguard we run →
No paid ranking.
We never sell visibility. Your offers compete on real referrals and real reach — never on ad spend. Trust is the moat.
You set your terms.
Discount, commission, redemption rules, refund policy — all yours. We provide the platform; you run the business.
Stripe Connect handles the money.
We’re not a middleman holding your earnings. Payments flow Stripe → you, in standard transfer windows. We don’t touch your cash flow.
Cancel anytime.
Pause an offer, archive it, or delete your business — no penalties, no notice period. In-flight transactions complete normally; new referrals stop instantly.
Active fraud monitoring.
Reciprocal referrals, self-attribution, and outreach abuse all trip an internal review queue we actively work. Genuine activity flows; gaming gets caught. Full list →
FAQ.
How is this different from affiliate marketing?
Affiliate networks pay per click or per signup — often to strangers chasing volume. Piggybak pays only on real, completed purchases, and the people sharing are typically real customers in your community, not anonymous traffic sources.
What’s the platform fee?
5% per completed transaction. That’s our entire cut. No setup fee, no monthly fee, no fees on failed referrals or clicks.
What if a local sends a bad customer?
You’re never obligated to fulfill for fraud or terms violations. Refunds work normally via Stripe — Connect handles the reversal across all parties automatically.
How do I get locals to share my offer?
Once your offer is live, anyone on Piggybak can share it. You can also invite specific people — a customer who already loves you, a friend with a big network — and they show up as your earliest sharers. The marketplace handles discovery for the long tail.
Can I cap how much commission I’ll pay?
Not as a total budget cap yet — every transaction stands alone and is gated by your commission rate. (Total budget caps are on the roadmap.)
What happens if I pause or archive an offer?
Existing referral links stop driving new sales immediately. Any in-flight purchases complete normally — no clawbacks, no surprise refunds. You can reactivate an offer anytime.
Turn word-of-mouth into a real channel.
Free to start. 5% platform fee on completed sales, nothing else. Your customers — and their friends — do the rest.